As a healthy 48-year-old woman with a loving husband, healthy kids, and a job she adored, Jane felt blessed. Until April 17, 2021 when her world changed forever. The Problem Jane woke up feeling dizzy, nauseous, and had slurred speech. Her husband took her to the Emergency Room where she received [...]
Dianne, a 59-year-old female member started experiencing headaches and blurred vision. The signs and symptoms pointed to a potential brain tumor, a very scary and complex medical issue. In addition, she had a history of heart-related issues further complicating her situation. The Problem Dianne had a history of heart-related issues, including [...]
On his way to work, a 49-year-old man, Robert, was struck head-on by a drunk driver, causing extensive physical and emotional trauma. The Problem Prior to the accident, Robert didn’t have any health concerns. As a result of the accident, he suffered from a traumatic brain injury, a jawbone fracture, a [...]
Marcus was admitted to the hospital and diagnosed with peripheral vascular disease with a blood clot. An angiogram was conducted three times but unfortunately, it didn’t resolve the issue and he had to have his leg amputated above the knee. The Problem Amputations have a high rate of complications like muscle [...]
We all have stress. It’s just part of being human. And some stress can be good for us. It’s our body’s natural way of protecting us from danger and it helps us to respond to challenges. Over time, however, chronic, unmanaged stress can create problems with your emotional and physical health, leading to [...]
When it comes to funding a health insurance plan, an employer generally has a choice of three options: a self-insured plan, a level-funded plan, or a fully-insured plan. Let’s look at each funding option and what it means to employers and their employees. Self-Funded Health Insurance Plan Also known as an ASO (Administrative [...]
Employees need reliable financial professionals and money tools now more than ever before. For many, the COVID-19 pandemic has created a challenging financial environment and exacerbated existing longstanding financial troubles. Carefully calculated, sound financial decisions contribute to a less stressful lifestyle and decreased anxiety. As a result, they create a more stable and [...]
The “Transparency in Coverage” rule was finalized in November 2020. While the requirements take effect in January 2022, in August, the Biden Administration announced it would delay enforcement, as noted below. The rule intends to improve price transparency in health care by requiring that employer-sponsored plans provide enrollees with cost-sharing information, including estimates [...]
On December 27, 2020, the No Surprises Act was signed into law as part of the Consolidated Appropriations Act of 2021. In July 2021, “Requirements Related to Surprise Billing; Part I” was released, with “Requirements Related to Surprise Billing: Part II” following in October 2021. The law will go into effect in January [...]
Did you know that more than half of employees say they're more likely to stay with their employers because of their health benefits packages? In addition, 92% of employees feel that benefits are important to their overall job satisfaction. Preparing health benefits packages that are competitive, thoughtful, and affordable can be difficult. You've [...]
